Monday, October 05, 2009
I'll let that sink in for a second.
We always approach the holidays as a cash-only endeavor, and I have no plans to change that. I plan carefully and spread out the spending during the months leading up to Christmas.
One thing that I have already started doing is picking up gift cards when I'm shopping. At most grocery stores these days, you can buy a gift card for pretty much anyplace, but the smallest denomination is often $25. Sometimes I want a card worth $25 or more, and it's so easy to add it to my grocery bill that day. It's especially nice when I've managed to save that amount (or more) with coupons!
Gift cards in the $5 - $10 range are great to have on hand to give as tips, include in cards, or stuff stockings. By picking them up during a regular shopping trip in the months leading up to Christmas, it helps spread out my holiday budget. Who doesn't like a $5 gift card to Starbucks? Even though I don't drink coffee -- I do drink tea!
Have you started your Christmas / holiday shopping yet? Some years I'm almost done by now, but I haven't really started yet this year. I have just a few gift cards tucked away in my closet, but will start looking for deals and specials in the coming weeks!